Privacy Policy

Last Updated: June 29, 2025

1. Introduction

At idebit, we are committed to protecting the privacy and security of our clients' personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our FedNow API services.

2. Information We Collect

2.1 Personal Information

We may collect personal information from our financial institution clients, including:

  • Bank name and contact information
  • Authorized personnel names and contact details
  • Business address and location information

2.2 Financial Information

When providing our FedNow API services, we may process:

  • Bank account information (for API integration purposes only)
  • FedNow payment transaction data
  • Payment routing and settlement information

3. How We Use Your Information

We use your information strictly for the purposes of:

  • Providing and maintaining our FedNow API services
  • Processing payment transactions through the FedNow network
  • Complying with regulatory requirements
  • Providing customer support and technical assistance

4. Data Security

We implement robust security measures to protect your information, including:

  • Encryption of sensitive data
  • Secure API authentication protocols
  • Regular security audits and monitoring
  • Compliance with financial industry security standards

5. Data Sharing

We do not sell or share your personal information with third parties except:

  • When required by law or regulatory authorities
  • To process transactions through the FedNow network
  • With service providers who are contractually bound to maintain confidentiality

6. Your Rights

You have the right to:

  • Access your personal information we hold
  • Request corrections to inaccurate information
  • Request deletion of your personal information (subject to legal requirements)

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new "Last Updated" date.

8. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Email: info@idebit.com
Phone: 888-787-7728