idebit® Privacy Policy

idebit® Privacy Policy
idebit® is committed to respecting and protecting our customers' privacy. It is important for you to understand your rights under this policy. Customer Information, which means personally identifiable information about a consumer or a consumer’s current or former customer relationship with idebit® is the primary topic covered in this policy. It is provided to you as required by the Federal Financial Privacy Law.

When you visit our idebit® website, we may collect personal Customer Information from you about your current relationship with idebit®. Our Privacy Policy provides guidance on these practices. It is effective as of June 1, 2007 and is subject to change so refer to it now and then when using the web site.

Securing Customer Information
Keeping financial information secure is one of our most important responsibilities. We maintain physical, electronic and procedural safeguards to protect Customer Information. Appropriate employees are authorized to access Customer Information for business purposes only. Our employees are bound by a code of ethics that requires confidential treatment of Customer Information and are subject to disciplinary action if they fail to follow this code.

Browsing Our Site
You can browse idebit® anonymously without providing us with any personally identifiable information. When you browse this way, however, we won't be able to link your online activity to My Points Tracker.

To browse anonymously after you've identified yourself will require you to remove the idebit® cookies from your browser cache. This involves setting your browser to disable cookies or by deleting the cookies that you have accepted from us. To do this, you'll need to follow your browser's instructions for disabling cookies or deleting cookies.

Cookies and Similar Files
A cookie is information that a Web site puts on your computer so that it can remember something about you at a later time. We may place cookies on your hard drive for security purposes, to facilitate site navigation, and to personalize your experience while visiting our site. While our cookies can be used to identify your profile, any cookies that we place on your computer do not contain any personal information and we never use cookies or other files to track your use of other web sites.

idebit® uses cookies in two ways:

  • Web Browsing Cookies. Cookies used for Web Browsing can contain a variety of information, such as a simple count of how often you visit a Web site or information that allows customization of a Web site for your use. idebit® uses cookies to display information more effectively to you and to gather data about the usage of our Web site. Cookies allow us to collect technical and navigational information such as browser type, time spent on our site, and the pages visited. They do not contain or capture customer specific data. We may also use cookies in online advertising to track consumer responses to advertisement. This provides us the capability to monitor the use of our site so we can continually improve the design and functionality to better serve you.
  • My Points Tracker. idebit® uses cookies to enhance and simplify your search each time you track points allocated to a school or charity of your choice.

Collecting Information
When you visit our website, we may collect the following information in order to service your accounts, save you time and money, and better respond to your needs:

  • Enrollment information. Information that you provide to us during enrollment.
  • Identification Information. Information that identifies you such as name and address.
  • Transaction and experience information. Information about your online experience, as well as information about our online communications with you.

As required by the USA PATRIOT Act, we also collect information and take actions necessary to verify your identification.

Managing Information
We manage how and when information is shared:

  • With companies that work with us
  • With third parties
  • In other situations

We may share any of the categories of Customer Information with companies that work for us. All nonaffiliated companies that act on our behalf and receive Customer Information from us are contractually obligated to keep the information we provide to them confidential, and to use the Customer Information we share only to provide the services we ask them to perform. These companies may include financial service providers such as payment processing companies and financial institutions.

In addition, we may share any of the categories of Customer Information with companies that work for us in order to provide marketing support and other services, such as a service provider that distributes marketing materials. These companies may help us market our own products and services, or other products and services that we believe may be of interest to you.

Actions You Can Take to Protect Your Privacy
You can tell us your preferences by emailing us at When you contact us, please be prepared to provide the following information for each individual:

  • First name, middle initial and last name
  • Address, city, state and ZIP code
  • Cardholder number (last four digits) for third party sharing opt-outs
  • E-mail address
  • Telephone number (if applicable)
If any of these pieces of information change, other than your cardholder number, please notify us to ensure that your preferences are consistently honored.

Changes to Our Privacy Policy
As required by law, idebit® will continue to update our Privacy Policy to protect your Customer Information. To read the most up-to-date Privacy Policy, please visit